Terms & Conditions

Terms of Use

These Terms of Use are provided by Ellement Consulting Group in its capacity as owner and responsible party for this website, on behalf of U.A. Local 71 Health and Welfare and Pension Plans, for the purpose of the administration of their health benefits and pension plans. Ellement Consulting Group is referred to as 'Ellement' throughout this policy.

Use of our websites ("Websites") are governed by the following Terms of use (Terms).

Please read these Terms carefully, as by accessing or using our Websites, you agree to comply with and be bound by the following terms and conditions of use. If you do not agree to these terms, please do not use the Websites.

These Terms may change so we recommend you review them regularly. They were last updated on 1st September 2023.


These are the Terms of Use governing the use of our Websites and the agreement that operates between you and Ellement. These Terms set out the rights and obligations of all users regarding the use of our Online Services.

By accessing or using our Websites you acknowledge and agree that you have read and understood these Terms, and you consent to be bound by them. If you do not agree with these terms, please discontinue your use of the Websites immediately.

Your access to and use of our Websites is also conditioned on your acceptance of and compliance with Ellement's Privacy Policy. Our Privacy Policy describes our policies and procedures on the collection, use and disclosure of your personal information when you use our Websites and tells you about your privacy. Please read our Privacy Policy carefully before using our Websites.

Use of the Websites

Accuracy of Information: You agree to provide accurate, current, and complete information when using the Website and to update such information as necessary to maintain its accuracy.

Prohibited Activities: You agree not to use the Website for any unlawful, abusive, or otherwise objectionable purpose, including but not limited to:

  • Violating any applicable laws or regulations.
  • Engaging in any fraudulent or deceptive activities.
  • Attempting to gain unauthorized access to any parts of the Websites.
  • Transmitting any viruses, malware, or other harmful code.
  • Engaging in any activities that disrupt or interfere with the Website's operation.

Termination: Ellement reserves the right to terminate or suspend your access immediately, in whole or in part, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of use.

Intellectual Property

Copyright: All content on the Websites, including text, graphics, logos, and images, is the property of Ellement and is protected by Canadian and international copyright laws.

Trademarks: All trademarks, service marks, and logos used on the Websites are the property of Ellement or their respective owners and may not be used without permission.

Links to other websites

Our Websites may contain links to third-party web sites or services that are not owned or controlled by Ellement.

Ellement has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. you further acknowledge and agree that Ellement shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms of use and privacy policies of any third-party web sites or services that you visit.

Limitation of Liability

To the extent permitted by applicable law, Ellement shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Websites, including but not limited to any errors or omissions in the content.


Our Websites, in whole or in part, may occasionally be unavailable because of maintenance, updates or other causes that may be beyond our control. Any or all of our online services may change at any time without notice.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Canada and each of its provinces and territories, without regard to its conflict of law principles.

Disputes Resolution

If you have any concern or dispute about the Websites, you agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If you are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in.

Change to Terms

Ellement reserves the right to update or modify these Terms of Use at any time without prior notice. It is your responsibility to review these terms periodically for any changes.

Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at contact.us@ellement.ca .

By using this Website, you acknowledge that you have read, understood, and agreed to these Terms of Use and our Privacy Policy.

Last modified September 2023